- 4714 Royal Ave, Eugene, OR 97402
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There’s nothing quite like the purr of a finely-tuned classic engine or the gleam of polished chrome under the sun. For car enthusiasts, a classic or collectible car is not just a mode of transport—it’s a time machine, a muse, and a beloved family member. With their unique needs in mind, the Doerner Agency offers specialized insurance for classic cars and collectible cars, so these treasured vehicles remain protected and cherished for generations to come.
Imagine this: after a lifetime of nurturing your classic car, a mishap occurs. Ordinary insurance might treat it like just another vehicle. Not with the Doerner Agency. Thanks to our Guaranteed Value® coverage, should a covered total loss happen, you’ll receive the complete insured value of your classic car. No depreciation, no haggling, just every cent you’ve cared to ensure.
The Doerner Agency knows the emotional and financial investment a classic car represents, recognizing that the vehicle holds stories rather than just statistics. This unique approach ensures you aren’t just covered—you’re upheld in a commitment to preserving the heart and soul of your classic car collection.
Owning a classic car isn’t about locking it away in a garage. It’s about reliving the golden days, feeling the road beneath you, and sharing that joy at gatherings. The Doerner Agency’s insurance for collectible cars offers unparalleled flexibility, allowing for those spontaneous, pleasure-filled drives.
Whether you’re heading to the ice cream shop on a sunny afternoon or cruising through unlimited car events and shows, our policy understands your need for freedom on the road. It’s this flexibility that makes the Doerner Agency stand out, allowing you to enjoy your journey without constantly checking the fine print.
Breaking down on an adventure? Don’t worry, we’re here for you. Our expert claims handling team ensures that, should anything happen to your prized car, you’ve got assistance from specialists who speak “classic car” fluently. The Doerner Agency boasts access to an in-house parts crew dedicated to locating those hard-to-find replacement parts—be it LKQ, OEM, or NOS.
Moreover, insuring your classic car through the Doerner Agency isn’t just about protection—it’s about economical savviness too. On average, our premiums save you up to 27% compared to standard insurance. This added value means more room in your budget for that dream restoration project or the collectible car memorabilia you’ve been eyeing.
In a world that races forward, sometimes it’s nice to take a moment to appreciate the past. With the Doerner Agency’s insurance for classic and collectible cars, you can do just that—confident that your beloved vehicle is protected, valued, and ready for the road. So, take that nostalgic journey back in time, relive every story, and explore every corner of the open road. After all, with the Doerner Agency, you’re not just driving a car; you’re cherishing memories and safeguarding a legacy.
Insuring your classic is different than your daily driver. There are different things to consider. Here is a list of common questions.
An agreed value policy—the same as a Guaranteed Value policy through Hagerty—guarantees that you will receive the full insured amount of the vehicle (with no depreciation, and including all sales taxes), in the event of a covered total loss.
In contrast, a stated value policy (sometimes called “stated amount” or “maximum limit of liability”) gives the insurer the right to pay you either your vehicle’s depreciated cash value amount or the cost to replace your vehicle—and they’ll choose the lower of the two amounts.
Classic car insurance offers some key benefits compared to daily driver or “regular” insurance.
We understand your classic car is a prized possession and will be driven with great caution, so premiums through the Doerner Agency are adjusted accordingly—27% lower on average than daily driver insurance. With a daily driver insurance policy, your classic car may be rated like a regular-use vehicle, and you’ll be charged as if you were driving the vehicle every day.
More commonly known as “agreed value” coverage, it means you tell us the value of your classic and we’ll affirm that it’s a fair, accurate number. Then, we guarantee that value will be paid to you in the event of a covered total loss. Regular car insurance carriers offer “actual cash value” or “stated value” coverage, which may depreciate the value of your vehicle in the event of a claim, resulting in a smaller payout than you anticipate.
A car policy through the Doerner Agency allows you flexible usage. Even if you have full coverage through a regular car insurance carrier, there may be mileage and usage restrictions to control how and when your classic is driven.
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As your local Insurance agent in Eugene, OR, I help customers like you identify the insurance coverage that best fits your needs. We work hard to get you the right coverage at the best price.
Languages spoken
English, Spanish
Licenses
OR Producer LIC #20505314
CA License #4363877
States licensed in
AZ, CA, OR, WA